Terms of Use
Effective September 27, 2026
Nature of the service
Cenvara is a user-maintained personal finance recordkeeping tool. It is not a bank, payment service, broker, lender, money-transfer service, financial adviser, or authoritative account statement.
Accuracy
You are responsible for entering and checking balances, transactions, categories, exchange settings, and exports. Exchange rates are informational reference rates and are not card-network or executable trading rates.
AI features
Where available, AI output is educational and may be incomplete or incorrect. It is not investment, tax, legal, credit, or regulated financial advice. Do not rely on it for consequential financial decisions.
Membership
Cenvara Lens subscriptions are billed and managed by Apple under the price and renewal terms shown before purchase. Core manual bookkeeping and privacy controls remain available without membership. Deleting a Cenvara account does not automatically cancel an Apple subscription.
Acceptable use
Do not misuse the service, attempt to bypass regional or membership controls, submit unlawful content, or interfere with service security and availability.
Availability and liability
Features may depend on iCloud, Apple, exchange-rate sources, OpenAI, and network availability. To the extent permitted by law, Cenvara is provided without guarantees of uninterrupted availability or financial outcomes.
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